Lyckades inte kopiera lånebild Lyckades inte kopiera lånebild Lyckades inte kopiera lånebild Lyckades inte kopiera lånebild Lyckades inte kopiera lånebild Lyckades inte kopiera lånebild Lyckades inte kopiera lånebild Lyckades inte kopiera lånebild Lyckades inte kopiera lånebild Lyckades inte kopiera lånebild
Kakbank.se - klicka för att återvända till förstasidan
Kakbank Söders höjder (Stockholm)

Här är alla berättelse från projekt som vi lånat ut till. Läs och inspireras!

Lyckades inte kopiera lånebildLyckades inte kopiera lånebildLyckades inte kopiera lånebildLyckades inte kopiera lånebildLyckades inte kopiera lånebildLyckades inte kopiera lånebildLyckades inte kopiera lånebildLyckades inte kopiera lånebildLyckades inte kopiera lånebildLyckades inte kopiera lånebild1217390
Inlägg för Maimuna (16e oktober 2012)

Dear Lender,

Thank you so much for your generous support of Ugandan borrowers through Kiva Field Partner HOFOKAM!

HOFOKAM works hard to connect you (the lender) with borrowers, to screen and monitor loans, and to ensure that borrowers receive the support they need. It's a leading microfinance provider in Western Uganda, focusing on rural areas, and has been a Kiva partner for just over 2 years.

My job as a recent Kiva Fellow was to strengthen the relationship between Kiva and HOFOKAM by troubleshooting and streamlining the processes it uses to post loans to Kiva, and by clarifying and recommending systems and protocols to increase its efficiency and effectiveness.

Because Kiva is so committed to transparency and accuracy, there are many behind-the-scenes processes and systems that must be functioning correctly all at once. To finalize HOFOKAM's systems, I conducted random checks of 10 of its borrowers, verifying that the information posted on Kiva matched the reality in the field.

It was on one of these borrower visits that I met Tadeo (pictured). He's a farmer who lives near Fort Portal, Uganda -- arguably one of the most beautiful parts of the country. During our interview, Tadeo went to grab something to show me. What he brought back was truly a surprise. He had a booklet of projections and plans for the land he wanted to buy, what he wanted to plant, how much the seeds would cost, and even profit estimates. This is pretty remarkable in Uganda, and even the loan officer I was with was impressed. Tadeo's the type of entrepreneur who will go on to employ others, grow his business and ultimately lift more people out of poverty. This is the type of entrepreneur that Kiva is all about!

Tadeo was able to buy the land with the profits that his loan brought in. That way, he wouldn't have to rent it and could realize even greater profits. His business sense kicked in again when he told me that retailing produce was the business he used to be in, but profit margins were shrinking so he moved his focus to farming where profit margins are higher. He also seems to be on track to build a new house for his family. He already had the most expensive part -- the roof -- sitting behind his current house.

On behalf of all the borrowers and staff at HOFOKAM, I want to thank you so much for your generous support of micro-entrepreneurs in Uganda. I would highly recommend visiting this "Pearl of Africa," as Uganda is called, to not only experience the wonderful landscape, treks and animals but also the joy and smiles of the people. For more information on HOFOKAM, please visit its partner profile page. Also, you can help Ugandan micro-entrepreneurs even more by joining the Team HOFOKAM – Uganda Kiva lending team!

Gratefully yours,

Jon Hiebert
Kiva Fellow
Kampala, Uganda


(Översätt till svenska.)

Kommentera gärna!


1217390
Inlägg för Maimuna (16e oktober 2012)

Dear Lender,

Thank you so much for your generous support of Ugandan borrowers through Kiva Field Partner HOFOKAM!

HOFOKAM works hard to connect you (the lender) with borrowers, to screen and monitor loans, and to ensure that borrowers receive the support they need. It's a leading microfinance provider in Western Uganda, focusing on rural areas, and has been a Kiva partner for just over 2 years.

My job as a recent Kiva Fellow was to strengthen the relationship between Kiva and HOFOKAM by troubleshooting and streamlining the processes it uses to post loans to Kiva, and by clarifying and recommending systems and protocols to increase its efficiency and effectiveness.

Because Kiva is so committed to transparency and accuracy, there are many behind-the-scenes processes and systems that must be functioning correctly all at once. To finalize HOFOKAM's systems, I conducted random checks of 10 of its borrowers, verifying that the information posted on Kiva matched the reality in the field.

It was on one of these borrower visits that I met Tadeo (pictured). He's a farmer who lives near Fort Portal, Uganda -- arguably one of the most beautiful parts of the country. During our interview, Tadeo went to grab something to show me. What he brought back was truly a surprise. He had a booklet of projections and plans for the land he wanted to buy, what he wanted to plant, how much the seeds would cost, and even profit estimates. This is pretty remarkable in Uganda, and even the loan officer I was with was impressed. Tadeo's the type of entrepreneur who will go on to employ others, grow his business and ultimately lift more people out of poverty. This is the type of entrepreneur that Kiva is all about!

Tadeo was able to buy the land with the profits that his loan brought in. That way, he wouldn't have to rent it and could realize even greater profits. His business sense kicked in again when he told me that retailing produce was the business he used to be in, but profit margins were shrinking so he moved his focus to farming where profit margins are higher. He also seems to be on track to build a new house for his family. He already had the most expensive part -- the roof -- sitting behind his current house.

On behalf of all the borrowers and staff at HOFOKAM, I want to thank you so much for your generous support of micro-entrepreneurs in Uganda. I would highly recommend visiting this "Pearl of Africa," as Uganda is called, to not only experience the wonderful landscape, treks and animals but also the joy and smiles of the people. For more information on HOFOKAM, please visit its partner profile page. Also, you can help Ugandan micro-entrepreneurs even more by joining the Team HOFOKAM – Uganda Kiva lending team!

Gratefully yours,

Jon Hiebert
Kiva Fellow
Kampala, Uganda


(Översätt till svenska.)

Kommentera gärna!


1016536
Inlägg för Tosheka Group (27e februari 2012)

La cliente remercie l'IMF Hekima, pour le crédit qu'elle a reçu dernièrement. Ce crédit lui a servi de renforcer son chiffre d'affaire et payer les frais scolaires de ses enfants sans difficultés et leurs payer la nourriture. Ce crédit a été plus rentable et profitable pour son entreprise et pour sa famille. Que Dieu bénisse Hekima et ses partenaires.

(Översätt till svenska.)

Kommentera gärna!


1016536
Inlägg för Tosheka Group (27e februari 2012)

La cliente remercie l'IMF Hekima, pour le crédit qu'elle a reçu dernièrement. Ce crédit lui a servi de renforcer son chiffre d'affaire et payer les frais scolaires de ses enfants sans difficultés et leurs payer la nourriture. Ce crédit a été plus rentable et profitable pour son entreprise et pour sa famille. Que Dieu bénisse Hekima et ses partenaires.

(Översätt till svenska.)

Kommentera gärna!


761179
Inlägg för Bambisanani Group (28e april 2011)

My name is Alexis Ditkowsky and I am writing to you today to thank you for your generous support of microfinance clients served by Women's Development Businesses (WDB) in KwaZulu-Natal (KZN), South Africa. I served in the 14th class of Kiva Fellows and was the second Fellow placed in South Africa.

Over the past three months, I have seen for myself the impact that small loans have had on the lives and businesses of rural Zulu women. While each woman's situation was different, most were supporting multiple family members with their earnings, most were eligible (and enthusiastically used) government child support grants to send the children in their care to school, many had lost multiple family members to premature death (I never asked why but KZN has the highest HIV infection rate in South Africa, estimated at 40% for women aged 15-49), and all of the women I met just wanted to see their family well fed, living in a sturdy home, educated for as long as they wanted to be in school, and taking advantage of the opportunities they did not have for themselves.

If you haven't yet had the opportunity to explore the posts about South Africa on the Kiva Fellows blog, I encourage you to take a moment to read more about specific borrowers, life in KZN, and what WDB has been working on during their pilot partnership with Kiva. Here's a list of posts from my time in the field:

Spazas + Tuck Shops: Corner Stores in South Africa
Photos from KwaZulu-Natal, South Africa
Database Detective: South Africa Edition
The Meaning of "Now" in South Africa
Next Steps for Kiva's Partner in South Africa
First Borrower Visit (Take 350+)
A Hand-Delivered Kiva Fellow
Drawings from Training and Greetings from Boston

I'll leave you with a short video that provides a snapshot of the gratitude WDB's clients express at the start of their group meetings. The hymn translates to:

Thank you, Lord, for this wonderful grace
We raise our hands
With our knees we bow
With our mouth we sing
For this wonderful grace

From all of the borrowers who have benefited from your support, Siyabonga! (We thank you!)

Alexis Ditkowsky, KF14, South Africa

(Översätt till svenska.)

Kommentera gärna!


761179
Inlägg för Bambisanani Group (28e april 2011)

My name is Alexis Ditkowsky and I am writing to you today to thank you for your generous support of microfinance clients served by Women's Development Businesses (WDB) in KwaZulu-Natal (KZN), South Africa. I served in the 14th class of Kiva Fellows and was the second Fellow placed in South Africa.

Over the past three months, I have seen for myself the impact that small loans have had on the lives and businesses of rural Zulu women. While each woman's situation was different, most were supporting multiple family members with their earnings, most were eligible (and enthusiastically used) government child support grants to send the children in their care to school, many had lost multiple family members to premature death (I never asked why but KZN has the highest HIV infection rate in South Africa, estimated at 40% for women aged 15-49), and all of the women I met just wanted to see their family well fed, living in a sturdy home, educated for as long as they wanted to be in school, and taking advantage of the opportunities they did not have for themselves.

If you haven't yet had the opportunity to explore the posts about South Africa on the Kiva Fellows blog, I encourage you to take a moment to read more about specific borrowers, life in KZN, and what WDB has been working on during their pilot partnership with Kiva. Here's a list of posts from my time in the field:

Spazas + Tuck Shops: Corner Stores in South Africa
Photos from KwaZulu-Natal, South Africa
Database Detective: South Africa Edition
The Meaning of "Now" in South Africa
Next Steps for Kiva's Partner in South Africa
First Borrower Visit (Take 350+)
A Hand-Delivered Kiva Fellow
Drawings from Training and Greetings from Boston

I'll leave you with a short video that provides a snapshot of the gratitude WDB's clients express at the start of their group meetings. The hymn translates to:

Thank you, Lord, for this wonderful grace
We raise our hands
With our knees we bow
With our mouth we sing
For this wonderful grace

From all of the borrowers who have benefited from your support, Siyabonga! (We thank you!)

Alexis Ditkowsky, KF14, South Africa

(Översätt till svenska.)

Kommentera gärna!


299819
Inlägg för Bokk Liguèye Group (15e april 2010)

Nogaye Ndiaye,rnrnNotre écovillage est rès enclavé. Por cette raison, nous n'avions pas accès au crédit jusqu'à ce que le SEM est venu avec ce projet de Kiva pour nous aider à trouver un financement; depuis ce jour, nous sommes très heureuses de travailler dignement et de gagner notre vie honnêtement, sans attendre que cela vienne de nos epoux. Maintenant, nous sommes toutes devenues indépendantes financièrement et nous travaillons tous les jours.Nous remercions beaucoup toutes les personnes qui nous ont aidé à trouver de l'argent sans contrainte et nous ont permis de travailler. Vive Kiva et les gens qui travaillent dedans.

(Översätt till svenska.)

Kommentera gärna!


299819
Inlägg för Bokk Liguèye Group (15e april 2010)

Nogaye Ndiaye,rnrnNotre écovillage est rès enclavé. Por cette raison, nous n'avions pas accès au crédit jusqu'à ce que le SEM est venu avec ce projet de Kiva pour nous aider à trouver un financement; depuis ce jour, nous sommes très heureuses de travailler dignement et de gagner notre vie honnêtement, sans attendre que cela vienne de nos epoux. Maintenant, nous sommes toutes devenues indépendantes financièrement et nous travaillons tous les jours.Nous remercions beaucoup toutes les personnes qui nous ont aidé à trouver de l'argent sans contrainte et nous ont permis de travailler. Vive Kiva et les gens qui travaillent dedans.

(Översätt till svenska.)

Kommentera gärna!


435235
Inlägg för Woevi (25e november 2009)

With her Kiva loan of $1,200 Woevi bought a photocopier and other materials for her recently opened shop in Lomé. Before her loan with FECECAV, Woevi was renting the photocopier and splitting the profits with the owner. Now that she has become the full owner she is much happier and looking forward to keeping her revenues. She typically works from 6:30 in the morning until 7 at night but is more than happy to put in the long hours since she is seeing the positive results of her business. In the future she hopes to buy several more computers for her boutique to increase her cliental and revenues.

(Översätt till svenska.)

Kommentera gärna!


435235
Inlägg för Woevi (25e november 2009)

With her Kiva loan of $1,200 Woevi bought a photocopier and other materials for her recently opened shop in Lomé. Before her loan with FECECAV, Woevi was renting the photocopier and splitting the profits with the owner. Now that she has become the full owner she is much happier and looking forward to keeping her revenues. She typically works from 6:30 in the morning until 7 at night but is more than happy to put in the long hours since she is seeing the positive results of her business. In the future she hopes to buy several more computers for her boutique to increase her cliental and revenues.

(Översätt till svenska.)

Kommentera gärna!


In English, please?

<< Kakbank Södermalm (Stockholm)   Hem   Kakbank Umeå >>